Student Loan: How LASU Students Can Apply

A step-by-step guide to applying for the 2026/2027 NELFUND loan, the documents students need and mistakes to avoid.

For Lagos State University students looking for help with the cost of their education, the opening of the 2026/2027 student loan application means one thing: it is time to get the necessary information ready.

LASU announced that applications for the Nigerian Education Loan Fund, NELFUND, opened on September 23, 2026, with eligible students given until December 31, 2026 to complete the process. (Lagos State University)

But how exactly does a LASU student apply?

Here is a step-by-step guide.

Step 1: Check that your LASU records are correct

Before going to the NELFUND portal, students should first confirm that their information with Lagos State University is accurate.

LASU says applicants should ensure that their matriculation number, department and other institutional records have been properly uploaded and updated.

The university has warned that discrepancies in students’ records could cause delays or affect the verification process. (Trending News)

Step 2: Get your JAMB number, NIN and BVN ready

Students should have three important identification details available before beginning the application:

* JAMB registration number

* National Identification Number, NIN

* Bank Verification Number, BVN

LASU lists these among the requirements for students seeking to participate in the 2026/2027 loan application. (Trending News)

Applicants should also check that the names and information attached to their records are consistent.

Step 3: Go to the official NELFUND student loan portal

Students should use the official NELFUND application platform rather than unofficial links circulated through social media.

The registration process begins by asking applicants to confirm whether they are Nigerian, verify their educational information and verify their student status using JAMB. (NELFUND Student Loan Portal)

The official portal can be accessed through NELFUND’s website.

Step 4: Verify your student information

The next stage is verification.

Applicants will be required to provide information that allows the platform to confirm their educational status.

This is particularly important for LASU students because the university has advised applicants to ensure their JAMB information has been correctly verified before applying. (Times News)

Students who discover an error in their LASU or JAMB information should resolve it before completing their loan application.

Step 5: Create your NELFUND account

After the preliminary verification process, applicants can proceed with account registration.

NELFUND’s current account-creation system uses the applicant’s NIN, email address and password as part of the registration process. (NELFUND Student Loan Portal)

Students should use an active email address they can access because it will be connected to their loan account.

Step 6: Request the student loan

After successfully creating an account and logging into the portal, the next major step is to apply for the loan itself.

NELFUND directs applicants to select “Request for Student Loan”, complete the required application stages and submit the request. (Nigerian Education Loan Fund)

Applicants should carefully check all information before submission.

A wrong name, incorrect JAMB number or inconsistent institutional record could complicate verification.

Step 7: Provide the required banking information

Students should also ensure that their banking details are accurate.

LASU requires applicants to have a valid BVN, while NELFUND says approved upkeep payments are made to the bank account supplied by the student in their profile. (Times News)

The name and information attached to the account should therefore be carefully checked during the application.

Step 8: Submit and wait for verification

Submitting an application does not automatically mean the student loan has been approved.

NELFUND reviews applications before payment.

According to the fund, once an application has been successfully verified, approved institutional charges are paid to the student’s institution, while approved upkeep support is paid to the bank account provided by the student. (Nigerian Education Loan Fund)

Students should therefore continue checking their NELFUND dashboard after submitting their application.

What if your information does not match?

This could be one of the most important parts of the process for LASU students.

If your matriculation number, department, JAMB information or other institutional details are incorrect, LASU advises students to resolve the problem before proceeding.

Students experiencing difficulties with verification or record updates can seek assistance from the university’s Directorate of ICT or Special Interventions. (Times News)

LASU student loan deadline

The application window opened on September 23 and is scheduled to close on December 31, 2026. (Trending News)

Students do not necessarily need to wait until December to apply.

Those who intend to use the scheme can check their records, prepare their NIN, BVN and JAMB information and begin the application process early.

For students encountering discrepancies, doing this early also provides more time to resolve the problem before the deadline.