With rescue operations over and more than 5,000 still unaccounted for, Nepal’s 12-year presumption-of-death law is blocking death certificates, compensation and inheritance for flood-bereaved families.
At the Pashupatinath temple on the banks of the Bagmati River in Kathmandu, Madan Lal Lawat stood with other families to honour relatives who died in last month’s flood along the China–Nepal border. Hindu tradition provides for exactly this contingency: where no body can be recovered, an effigy of sacred kusha grass stands in for the dead, and last rites can proceed. For Lawat and thousands of other Nepali families, the effigy is the only option available — because although the government has ended rescue operations and more than 5,000 people remain missing, their relatives are not, in law, dead.

The 12-year problem
Under Nepal’s Civil Code, a missing person is presumed dead only after 12 years. Section 40 permits some exceptions, but contains no provision for a disaster on the scale Nepal experienced. Constitutional law expert Bipin Adhikari put it plainly: “In view of the current disaster, the law is outdated.” The provision was designed for people who travelled abroad and fell out of contact — “but technology has advanced now, it isn’t as difficult to send or receive information,” he argues. Local officials, meanwhile, have not improvised. When Lawat went to his municipality office to seek a death certificate last week, he was turned away. “They said they’re still discussing the death certificate issue. We aren’t sure what to do now. There’s so much uncertainty,” he said.
What a missing certificate actually costs
Without a death certificate, families cannot claim state bereavement support at all: up to NPR 25,000 (about $162/£122) toward funeral costs, NPR 200,000 (about $1,302/£981) for the first death in a family, and NPR 100,000 (about $651/£491) for each additional one. Nor can they transfer property or settle inheritance. Bidur’s mayor, Rajan Shrestha, said the effect on his municipality is total: “Everything is on hold” — and it could take up to 12 years for relatives to reach the money they are entitled to. He framed the constraint as institutional self-protection rather than cruelty: “We understand the emotional pain for families who have already performed funeral rituals, but officials must work within legal boundaries to avoid future liabilities.” Local governments are now pressing the prime minister’s office for a legal route.
The dead, the missing and the DNA problem
Nepal’s National Disaster Risk Reduction and Management Authority reported on 26 September that 1,453 people had died and 5,285 remained unaccounted for, with 1,451 bodies recovered. Recovery, however, is not the same as identification: Nepal has little experience processing DNA at this scale, and in some cases authorities have taken samples, then buried bodies marked in the ground so families can claim them later. For Lawat, five relatives — including his brother Mangal — were taken by the water. He survived because he was driving his bus outside their village, Betrawati. Survivors told him Mangal died going door to door, warning others to leave. “I don’t know how to start over. Police say they’re still searching for the bodies, but I’m not sure they’ll ever be found.”
A village erased in minutes

Betrawati sits across the flood-devastated districts of Rasuwa and Nuwakot. For days after the disaster the area was cut off from Kathmandu, short of basics including petrol. The ground became hardened mud and silt; flood footage showed the water swallowing most of the village within minutes. Its market is gone, the local Uttargaya School is in ruins, houses are swept away, school buses lie overturned. Nepal’s latest assessment counts 7,570 private buildings damaged or destroyed, housing nearly 33,000 people on census data. Bidur municipality alone accounts for more than 3,000 damaged or destroyed buildings — the highest of any municipality.
The bill — and the climate argument
The government estimates reconstruction at up to £3.6bn ($4.8bn), more than 10% of GDP, addressing wrecked schools, clinics, hospitals, roads, bridges, wastewater plants and hydropower. Damage to personal belongings alone is put at £123m ($165m) across more than 8,300 households — roughly £14,800 ($20,000) per household on average, though this is modelled from census data rather than per-family accounting. Addressing the UN General Assembly, the prime minister pressed for grant-based support rather than new loans, arguing that “when a climate-driven disaster destroys infrastructure of a poor country, the answer cannot simply be another mega-loan or a patchwork of small grants.” Nepal is among the world’s lowest greenhouse-gas emitters and among the most exposed to warming.
Nepal has been here before
Tisum Ghale knows the sequence. His family lost their home in the 2015 earthquake and were displaced for months before settling in Betrawati. Last month, 19 of his relatives died there in the flood, including five of his sisters. He survived because he was doing construction work outside the village. Now he is again homeless, has received no compensation, and is raising eight children his sisters left behind, from one of 37 holding centres across northern Nepal. “I have lost everything,” he said. He intends to hold a funeral without bodies, like Lawat. Both men are waiting on the same thing: for the law to recognise what they already know.
Government response
The prime minister’s office said it was “aware of the difficulties” the law may cause families in “exceptional circumstances, including disasters.” The home ministry said it was taking the issue seriously and was prepared to amend the law if required. No mechanism, timeline or interim order has been announced.
Analysis: a disaster response stalled at the register office

This is a rare case where the bottleneck is not money, logistics or access but a definition. Nepal’s state has effectively conceded the missing will not be found, yet its legal system still requires the physical evidence of death that only a body can supply — so the paperwork for reconstruction has been suspended behind a category error.
The consequences compound: bereavement money is small relative to £14,800-per-household losses, but it is the entry point for inheritance and property claims, meaning unresolved status freezes land and housing decisions across whole municipalities. It also creates a grim perverse incentive, since families who burned a kusha effigy have performed a religious act their own state does not recognise. The legal fix is not exotic — most jurisdictions carry presumptive-death provisions for declared disasters, and a retroactive ordinance or administrative directive covering the affected districts would clear most of it.
The obstacle is the fear Shrestha named: officials exposed to “future liability” if they declare someone dead who is later found alive. That is a real risk, and it is precisely what indemnity provisions and evidentiary thresholds exist to manage. Nepal’s test here is not whether it can pour concrete. It is whether it can amend a statute in weeks rather than wait out twelve years of grief.
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